Industry discounts
for healthier
rewards

 

ichoice award winning home loans, commercial loans & smsf

industry specialistion

We are accredited to offer industry
specialised products to professionals
across many industries.
See below!

We're supported by the major lenders

ichoice award winning home loans, commercial loans & smsf
ichoice award winning home loans, commercial loans & smsf
ichoice award winning home loans, commercial loans & smsf
ichoice award winning home loans, commercial loans & smsf
ichoice award winning home loans, commercial loans & smsf
ichoice award winning home loans, commercial loans & smsf
ichoice award winning home loans, commercial loans & smsf
ichoice award winning home loans, commercial loans & smsf

I'm a medical professional

iChoice has come to specialise in assisting medical professionals all over Australia.

Banks often apply unique credit policies for health professionals, the most well-known being their willingness to waive LMI and lend 90% of the property’s value up to a loan amount of $5M against one property ($7.5M aggregate). Note some banks have a smaller $2M maximums.

This is because of your status and recognised profession. At the end of the day, you’re provide the bank with a low- risk opportunity, so they’ll accept a lower deposit. If you’re a surgeon, doctor, dentist, psychiatrist, you’ll qualify, but not all banks have the same list of approved medical occupations.

For example, pharmacists and chiropractors qualify at only some banks.

Our attention to tax minimisation and asset protection assists our clients build wealth safely and effectively. Whether you’re purchasing a surgery in your SMSF or just wanting to better structure your home loans, we’ll happily guide you, as the banks treatment of medical professionals vastly differs. We recommend you download our eBook, which addresses a few examples.